Friday, October 31, 2008

Breast Cancer In Men

What you didn’t know………………

According to the American Cancer Society

The risk of men getting breast cancer is 1/10th of 1% (1 in 1,000)*
About 1,990 new cases of invasive breast cancer in men (US) will be diagnosed in 2008*
In 2008, about 450 men will die from breast cancer in the US*

The best strategy for reducing the number of deaths caused by breast cancer is prevention and early detection. For example, maintaining ideal body weight and restricting alcohol consumption can lower the risk of breast cancer in men. Early detection has proved more challenging because men tend to ignore lumps and only see a physician when lumps becomes larger. That’s why men are generally diagnosed at far advance stages than women, which reduces odds for successful treatment.

The prognosis for men with breast cancer was once thought to be greater than women, but recent studies have not found this to be true. Men and women with the same stage of breast cancer have a fairly similar outlook for survival.

Ladies make sure you pass this information on to the men in your life.

*American Cancer Society,

Tuesday, October 28, 2008

Be Safe This Holiday

Some people will be going trick-or-treating this upcoming Halloween. I’m not an advocate of this yearly practice but by offering you tips I’d rather you be safe than sorry. Stay in groups whether you’re an adult, teen, child, male or female. Check your candy for tampering. One year a razor blade was found in a child’s chocolate candy. What sort of person would do this…I could only imagine. Be wary of everyone. A lady was assaulted in her apartment when a guy showed up in a firefighter’s uniform saying he had to check for smoke damage because several small fires broke out in her apartment complex.

It is especially important to be on guard when you start shopping for Christmas gifts. During the holidays last year the television show, “America’s Most Wanted,” highlighted a string of murders taking place near shopping centers and malls. So, be sure to keep your car doors locked at all times. I make it a practice to put my three children in the van on the same side as the driver’s side so the door on the passenger’s side stays locked. Since a van is fairly roomy, I sometimes close the door and lock it behind me while I’m buckling the kids. If it’s locked nobody can sneak in on us. Also, always have your keys ready before you get to your vehicle. Once you arrive home it is a good idea to have your keys ready as you approach your front door as well.

It is hard to believe that the New Year is right around the corner. Soon, we all will be watching “the ball” drop as we count down the seconds. Some of us will be at home singing Auld Lang Syne and others will be out in the street celebrating the year to come with friends, family and strangers. For those of you who will be in your prospective cities-please be on guard. Many of you will be drinking. Statistically, the rate of drunken driving accidents rises at certain times of the year, particularly holidays ( It is very important that someone step up and be a designated driver so that we can all step into 2009 on a positive note.

Start taking these simple precautions today. As you leave your house or job today, make sure you look around and be observant. Keep doors locked. Keep your keys in your hand so that you can make entries into your house and car quick ones. Stay off the cell phone while you are walking. In reality, it does not deter criminals from attacking you, but serves as a distraction to you from your surroundings. Remember to stay in groups at all times. If we all take simple, commonsense steps to being cautious, we can make it into the coming year safe and happy as we begin to work on our New Year’s resolution.

Web Source: "DUITips." LifeTips. 2008. 28 Oct. 2008

Wednesday, October 22, 2008

Keeping Your Sanity During the Holidays

With the holidays right around the corner, many people are getting more and more stressed because they are taking on more than they can handle. I’ve been there, done that and it’s not worth it in the end. Now, I sit back and watch other people get stressed out and fight over the last toy in stock or the closest parking space. If you are one who gets excited over traveling and shopping during the holidays here are a few suggestions I think you could use to help you have cheerful, memorable holidays this year.

Suggestion one: Be Frugal
The biggest advice you may hear these days from finance gurus is to limit credit card use. After the holidays, reality along with depression sets in for many. They end up with more bills than they can handle and all on high interest credit cards. A lot of these high interest cards are opened after a store offers a 10% discount or more on merchandise for new accounts. This is too good to be true. The stores know there is a big chance these cards will not be paid off before interest accrues. More money for them, more bills for you. With interest rates as high as they are you’ll also be paying more than the item is worth. In most cases, you’ll still be paying for an item that is no longer being used, like a child’s toy, which may possibly be broken by the time the New Year rolls around.

Calling people can mean more than mailing an expensive gift. I’m a bit old-fashioned and not big on text messaging, but I have learned to appreciate the fact that people take time to send a quick “Happy Holidays” even if it was sent to everybody listed in their phone. It’s the thought that counts right? LOL

Suggestion two: Be nice
Being around family during the holidays can work some people’s nerves. A lot of personalities are gathered around during these times. A shared history may dredge up bad memories. Alcohol often brings down inhibitions making it easy for most people to be no longer guarded.
When drama starts raring its ugly head try letting comments roll off you like water on a duck’s back. Easier said than done, but possible. Be bold and try some assertiveness as opposed to aggressiveness-an action that will only make matters worse. When all else fails, remember and remind everyone of the good times. Keep your sense of humor when everyone loses theirs.

Suggestion three: Be thankful
Not to end on a sad note, but a large number of people didn’t make it this far into the year. My 89-year-old great-grandfather passed away a few short weeks ago. An acquaintance of mine lost her cousin last weekend. Lastly, my spouse’s old co-worker and friend has been in the hospital for a month with no health insurance. Regardless of how many presents I receive this Christmas and regardless of what my drunk uncle says at Thanksgiving that might offend me, I am going to make the conscious decision to be thankful that I am healthy and in my right mind.

Now, as you begin this holiday season in the weeks to come, I hope you remember this article. Think about how putting those presents on credit will affect you two or three months down the road. You might be better off making simple, yet thoughtful telephone calls. Try showing family more love with kind words-a soft answer turns away wrath. Most of all take time to slow down and be thankful. Hopefully, these three tidbits of advice will keep you sane during this holiday season.

Monday, October 20, 2008

Friday, October 17, 2008

Food For Thought-"Purpose"

Here are the million dollar questions:

What is my purpose? Why am I here?

Purpose: the reason for which something exists or is done, made, used,etc.

Destiny: The inevitable or necessary fate to which a particular person or thing is destined; one's lot

Many people are often trying to find their “purpose” in life. Always searching but never finding what they’re looking for. Our purpose was implanted upon our creation. Every individual is a unique designer original created by God. Design is not just what it looks like and feels like. Design is how it works. When an object is created, its function and how it works is included in the design. Once created it does not have to be sent off to find its purpose. If object when created does not operate according to the design it cannot be used.

While in college, I studied the laws of thermodynamics in chemistry. There are two types of energy, potential and kinetic. Potential energy is stored energy. For example when God created us, He gave us the power to operate in our purpose to fulfill our destiny. The purpose is there, but is not released. Kinetic energy is energy in motion. In order to be effective, you have to do something with the power you possess. The First Law of Thermodynamics says that energy under normal conditions cannot be created or destroyed, simply transformed from one type of energy to another. Your purpose cannot be recreated or destroyed; no one can take your purpose away from you. There are two types of systems, closed and opened. By a closed system what is meant is a system that is completely isolated from the rest of the universe, nothing could get in or out of the box. This is the tragedy of not operating in your purpose. Going through life not realizing your potential and not putting it to use. Open systems take in or capture matter and or energy from the surrounding environment fighting against entropy (chaos) by taking in matter and energy allowing them to stay organized. This is the power of an individual who realize their purpose and operates fully toward their destiny. Understanding that challenges are inevitable, yet not allowing it to hinder their purpose.

You already possess the skills, talents, and ability to operate in your God given purpose. What do you like to do? What are you good at? What would you do if you knew you would not fail? Everyone has the potential to be great!
Don’t be afraid to think and do the impossible!

Psalm 139:14I will praise thee; for I am fearfully and wonderfully made: marvelous are thy works; and that my soul knoweth right well.

Saturday, October 11, 2008

Book Of The Month

The Power of Positive Thinking
Power of Positive Thinking
Peale, Norman Vincent, 1898


"This book is written with the sole objective of helping the reader achieve a happy, satisfying, and worthwhile life." -- Norman Vincent Peale The Power of Positive Thinking has helped millions of men and women to achieve fulfillment in their lives. In this phenomenal bestseller, Dr. Peale demonstrates the power of faith in action. With the practical techniques outlined in this book, you can energize your life -- and give yourself the initiative needed to carry out your ambitions and hopes. You'll learn how to:

  1. Believe in yourself and in everything you do
  2. Build new power and determination
  3. Develop the power to reach your goals
  4. Break the worry habit and achieve a relaxed life
  5. Improve your personal and professional relationships
  6. Assume control over your circumstances
  7. Be kind to yourself

Thursday, October 9, 2008

Biz Buzz Thursday-"Connect To Success"

Need help managing your small business finances? Check out My Biz Homepage- a free web based financial dashboard that gives you an overview of your financial transaction. MyBizHomePage Dashboard automatically translates your QuickBooks data into relevant metrics for small businesses. If you need a tool to help you make smarter business decision, offer efficient alerts and notification to stay on top of your taxes and additional methods of networking your business, try MyBizHomePage! It's Free!

For Free E-Book: How to Keep Your Small Business Afloat in a Downturn Economy-Written by Peter Justen, small business expert and Rieva Lesonsky, former Editor-in-Chief of Entrepreneur Magazine.

Sunday, October 5, 2008

OCTOBERFEST 2008: Savannah, GA

I'm too sexy for this picture!

Too Sexy for these Shades!
Window Shopping..............
Window Shopping.........

All Aboard The "PeaceMaker"

It's Hot Out Here!

Ok, where are the kids??????

Bottoms UP!

Wednesday, October 1, 2008

Money Talks- Emergency Fund

An Emergency Fund is money set aside in times of crisis-job loss, unexpected illness, major home or car repair, etc. Due to the instability of current market its imperative that you have money set aside in case of an emergency. There is no way to predict when an emergency will occur but you can be prepared if something happens. Emergency funds give you the financial freedom and time needed until your condition improves. Over 80,000 jobs were lost this year, and in January, over 250,000 homes were lost due to foreclosures. So the real question isn't whether, or even when, they will happen, but how it will be resolved.

How Much?
A general rule of thumb is to save at least 3-6 months of living expenses. Determine how much you need to save by tracking your monthly expenses both fixed and variable? Examples of fixed would be your rent/mortgage, car payment, insurance premiums. Examples of variables food, gas, clothing, utilities. Check out sites like Mint, My Spending Plan , or Duck Software, that offer free online tools to help create, track, and understand your monthly expenses. Start saving something today. It doesn't have to be a large amount; start small and gradual increase until goal amount is reached.

How to save on tight budget?
Once you create a budget you will be able to have a graphical view of how you spend your money. You will be surprised to find out that your spending $100 a month on take out, or $85 bucks on lattes and morning Joe! Evaluate your budget and find create ways to shift money to more constructive spending, ie emergency fund. Treat the fund like a bill and even consider having set amount automatically transferred from your checking account or pay check.

Where to Keep it?
I often considered putting my money in a coffee can and bury it in the back yard (probably safer than the current stock market), but that is a bit archaic! The market will eventually improve and confidence will be restored. According to A Women's Guide to Investing, you want to keep your money in an account that are fairly liquid and will not risk losing your money-such as high yielding Savings Account , or Money Market Account (not your checking account), or short-term investments like Certificate of Deposit (CD) or US Treasury Bonds. Wherever you decide to keep your money, the key is accessibility in times of emergency.

When to Save?
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